UPI is an immediate real-time payment system which helps in instant transfer of funds between two bank accounts. Here in this article, we are going to share some of the Payment apps which integrates UPI platform. You can use these apps to send and receive money between the UPI linked accounts.
Well, if we look around, we will discover that the digital paperless cash is slowly replacing other payment options like cash, cheque, etc. The previous year, Indian govt has initiated several measures to boost digital payment solution. One of those is known as UPI which stands for Unified Payment Interface.
For those who don’t know, UPI is an immediate real-time payment system which helps in instant transfer of funds between two bank accounts. It’s really fast, and you can avoid the extra cost of IMPS. Soon after the implementation of UPI, several Indian banks and third-party companies have introduced mobile payment apps.
Top 5 Best UPI (Unified Payments Interface) Apps For Android 2019
So, here in this article, we are going to share some of the Payment apps which integrates UPI platform. You can use these apps to send and receive money between the UPI linked accounts. So, let’s explore the list of 5 best UPI Payments apps in India 2019
#1 Google Pay
Google Pay which is previously known as Tez app is one of the first UPI app available out in the Play Store. Right now every bank that supports BHIM UPI is there on the Google Pay app. That means users can use any Indian banks for the back-end transaction. What’s more interesting is that Google Pay has a reward program in which users can earn while doing a transaction. So, Google Pay is one of the best UPI apps in India for Digital Payment which you can use right now.
#2 BHIM UPI App
Well, if you rely on multiple apps for making payments, then you need to use BHIM UPI App. Guess what? With BHIM UPI App you can manage all your bank accounts payments from one place. As the name of the app says, BHIM UPI App works on Unified Payments interface, that means you can access all bank accounts from one single app. Not just that, but with BHIM UPI App you can also check the account balance, set payment reminders, etc. So, BHIM UPI App is another best UPI apps for Android 2019 which you can use right now.
#3 PhonePe
PhonePe is another best UPI based Android app on the list which can change the way you make payment. Just like Google Pay, PhonePe also offers cash back, coupons, etc. for making payments. With PhonePe, you can pay postpaid landline, mobile bills, Datacard bills, electricity bills, etc. Not just that, but you can also send and request money to your friends. So, PhonePe is another great UPI Payment apps in India that you can use right now.
#4 FreeCharge
FreeCharge is another great Android app on the list which could help you to go cashless. Guess what? With FreeCharge, you can pay mobile, gas, electricity, landline, broadband bills. Not just that, but FreeCharge also allows users to invest in mutual funds. Just like all other UPI based apps, FreeCharge also provides users amazing discounts and cash back when they transact using FreeCharge. So, FreeCharge is another best UPI Android app for Digital Payments.
#5 Paytm
Well, Paytm is right now India’s largest digital wallet service provider. The great thing is that Paytm is not integrated with UPI. Users just need to link their bank account to create their BHIM UPI ID UPI PIN. After creating an account, users can send and receive money. Apart from that, Paytm also have great deals on Movie tickets, Mobile recharges, etc. So, Paytm is definitely the best mobile wallet app which you can use right now.
So, these are the five best UPI apps in India for Digital Payments. If you know any other such apps, let us know in the comment box below.
